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er Recording Return To:
<br />ACOUSTIC HOME LOANS, LLC
<br />770 CITY DRIVE, SUITE 1500
<br />ORANGE, CALIFORNIA 92868
<br />Loan Number: 80031396
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 100264600800313963
<br />DEFINITIONS
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<br />er Recording Return To:
<br />ACOUSTIC HOME LOANS, LLC
<br />770 CITY DRIVE, SUITE 1500
<br />ORANGE, CALIFORNIA 92868
<br />Loan Number: 80031396
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 100264600800313963
<br />DEFINITIONS
<br />"7.5, � C
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated APRIL 25, 2 0 0 5 together
<br />with all Riders to this document.
<br />(B) "Borrower" is TRUNG T. LUU AND DEBBIE T. NGO , HUSBAND AND WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is ACOUSTIC HOME LOANS, LLC
<br />Lender is a LIMITED LIABILITY COMPANY organized
<br />and existing under the laws of DELAWARE
<br />Lender's address is 770 CITY DRIVE, SUITE 1500, ORANGE, CALIFORNIA 92868
<br />(D) "Trustee" is CHICAGO TITLE, A LIMITED PARTNERSH I P
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" ineanss the promissory note signed by Borrower and dated APR I L 2 5, 2 0 0 5
<br />The Note states that Borrower owes Lender FIFTY -THREE THOUSAND ONE HUNDRED AND
<br />00/100 Dollars (U.S. $ 5 3, 10 0 .0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />MAY 1, 2025
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(11) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑ Second Home Rider
<br />❑
<br />Balloon Rider
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<br />Planned Unit Development Rider
<br />® Other(s) [specify]
<br />®
<br />1 -4 Family Rider
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<br />PREPAYMENT RIDER
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<br />"7.5, � C
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated APRIL 25, 2 0 0 5 together
<br />with all Riders to this document.
<br />(B) "Borrower" is TRUNG T. LUU AND DEBBIE T. NGO , HUSBAND AND WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is ACOUSTIC HOME LOANS, LLC
<br />Lender is a LIMITED LIABILITY COMPANY organized
<br />and existing under the laws of DELAWARE
<br />Lender's address is 770 CITY DRIVE, SUITE 1500, ORANGE, CALIFORNIA 92868
<br />(D) "Trustee" is CHICAGO TITLE, A LIMITED PARTNERSH I P
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" ineanss the promissory note signed by Borrower and dated APR I L 2 5, 2 0 0 5
<br />The Note states that Borrower owes Lender FIFTY -THREE THOUSAND ONE HUNDRED AND
<br />00/100 Dollars (U.S. $ 5 3, 10 0 .0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />MAY 1, 2025
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(11) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />® Other(s) [specify]
<br />®
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />PREPAYMENT RIDER
<br />(,l) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />Borrower Initials:_
<br />NEBRASKA--Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagkdRR*VVDcM 800,64.9-1.962
<br />Form 3028 1/01 Page 1 of 10 www.docmagic.com
<br />N6028,nmd.l .tan
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