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200503443 <br />8012095041 <br />(a) all terms and provisions of the Note and Security Instrument (if any) providing for, implementing, <br />or relating to, any change or adjustment in the rate of interest payable under the Note; and <br />(b) all terms and provisions of any adjustable rate rider, or other instrument or document that is affixed <br />to, wholly or partially incorporated into, or is part of, the Note or Security Instrument and that contains any such <br />terms and provisions as those referred to in (a) above. <br />5. If the Borrower has, since inception of this loan but prior to this Agreement, received a discharge in a <br />Chapter 7 bankruptcy, and there having been no valid reaffirmation of the underlying debt, by entering into <br />this Agreement, the Lender is not attempting to re- establish any personal liability for the underlying debt. <br />6. Nothing in this Agreement shall be understood or construed to be a satisfaction or release in whole <br />or in part of the Note and Security Instrument. Except as otherwise specifically provided in this Agreement, the <br />Note and Security Instrument will remain unchanged, and Borrower and Lender will be bound by, and comply <br />with, all of the terms and provisions thereof.. as amended by this Agreement. <br />A R. EILTS <br />Washington. Mutual Bank, F.A. successor by <br />merger to Washington Mutual Home Loans, Inc. <br />Name: <br />Its: <br />rvCNt>y k.tvpo� EL-C. <br />V tL 1✓ ��t"i7 �tT" <br />HUD Modification Agreement <br />FAND# HUDMOD -3 Rev. 04 -16 -03 Page 3 of 4 <br />Seal) <br />DOrrOwer <br />_(Seal) <br />- Borrower <br />_(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Corporate Seal) <br />- Lender <br />