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200503407 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />/dACIE RUZLA F�"' - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />00606216 <br />(Seal) <br />MAR,70 E RETZLAF - Borrower <br />(Seal) <br />T4ARREI,q RETZ. AFF - Borrower <br />PATRICK R.ETZLAFF <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(-6A(NE) (000s) Page 14 of 16 Farm 3028 7/01 <br />