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r� <br />EXHIBIT 200503387, <br />MORTGAGE ADDENDUM <br />The following are addenda to the Mortgage. Please check the applicable <br />addendum. The addendum checked shall be incorporated into, and recorded with, <br />the Mortgage. The term "Mortgage" shall be deemed to include "Deed of Trust," if <br />applicable. <br />X FHA, USDA RURAL DEVELOPMENT and HUD ADDENDUM ONLY <br />THIS TAX - EXEMPT FINANCING RIDER is made this 14TH day of APRIL, <br />2M is incorporated into and shall be deemed to amend and supplement the <br />Mortgage, Deed of Trust or Security Deed ( "Security Instrument ") of the same date <br />by the undersigned ( "Borrower ") to secure Borrower's Note ( "Note ") to <br />1IOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND <br />IO`L..®i1 Dr ") of the same date and covering the property described in the Security <br />Instrument and located at: <br />61.2 W 16TH STREET GRAND ISLAND, NE 68801 <br />In addition to the covenants and agreements made in the Security Instrument, <br />Borrower and Lender further covenant and agree to amend Paragraph 9 of the <br />Model Mortgage Form, entitled "Grounds for Acceleration of Debt" as by adding <br />additional grounds for acceleration as follows: <br />Lender, or such of its successors or assigns as may be separate instrument <br />assume responsibility for assuring compliance by the Borrower with the provisions <br />of this Tax - Exempt Financing Rider, may require immediate payment in full of all <br />sums secured by this Security Instrument if: <br />(a) All or part of the Property is sold or otherwise transferred by <br />Borrower to a purchaser or other transferee: <br />(i) Who cannot reasonably be expected to occupy the property as <br />a principal Residence within a reasonable time after the sale or <br />transfer, <br />all as provided is Section 143(c) and (1)(2) of the Internal <br />Revenue Code; or <br />(ii) Who has a present ownership interest in a principal Residence <br />during any part of the three -year period ending on the date of <br />the sale or transfer, all as provided in Section 143(d) and (1)(2) of <br />the Internal Revenue Code (except that "100 percent" shall be <br />substituted <br />