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200503323 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />RISTOPHER FILA - Borrower <br />CL�V lam' e,,` __h&_ (Seal) <br />TON I CA F I LA - Borrower <br />Foul <br />•�'�Ii��iL�l�il <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />®6(NF)(0005) Page 14 of 15 04/07/2005 12:43:55 Form 3028 1/01 <br />