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[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 1001993- 0000524 580 -1
<br />DEFINITIONS
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<br />Condominium Rider ❑ Second Home Rider
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<br />After Recording Return To:
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<br />HAMILTON MORTGAGE COMPANY
<br />2700 NORTH CENTRAL AVENUE,
<br />SUITE
<br />1500
<br />PHOENIX, ARIZONA 85004
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<br />Loan Number: 00005 -24580
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MIN: 1001993- 0000524 580 -1
<br />DEFINITIONS
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<br />Words used in multiple sections of this document arc defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document arc also provided in Section 16.
<br />(A) "Security instrument" means this document, which is dated MARCH 30, 2005 together
<br />with all Riders to this document.
<br />(13) 'Borrower" is JOANNE M. KLEIER, AN UNMARRIED WOMAN
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />Lender is a ARIZONA CORPORATION organized
<br />and existing under the laws of ARIZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />(D ) 'Trustee" is MM& %X3XZ P -TP-5 1 I} 01 F-9 �Le P/V —F -ZTL.f �11GSuili�l��' C'��wl>F' /11t�
<br />123 LOCUST #201C, GRAND ISLAND, NEBRASKA 68801
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) 'Note" means the promissory note signed by Borrower and dated MARCH 30, 2005
<br />The Note states that Borrower owes Lender S IXTY THOUSAND AND 0 0 / 10 0
<br />Dollars (U.S. $ 60, 000.00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />APRIL 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(1) "Loan" means the debt evidenced by theNote, plus interest, any prepayment charges and late charges due under
<br />the Note, and all suns due under this Security Instrument, plus interest.
<br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders arc
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider ❑ Second Home Rider
<br />❑
<br />Balloon Rider
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<br />C) C!7
<br />❑
<br />1 -4 Family Rider
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<br />CnTV
<br />C.J
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<br />Words used in multiple sections of this document arc defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document arc also provided in Section 16.
<br />(A) "Security instrument" means this document, which is dated MARCH 30, 2005 together
<br />with all Riders to this document.
<br />(13) 'Borrower" is JOANNE M. KLEIER, AN UNMARRIED WOMAN
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />Lender is a ARIZONA CORPORATION organized
<br />and existing under the laws of ARIZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />(D ) 'Trustee" is MM& %X3XZ P -TP-5 1 I} 01 F-9 �Le P/V —F -ZTL.f �11GSuili�l��' C'��wl>F' /11t�
<br />123 LOCUST #201C, GRAND ISLAND, NEBRASKA 68801
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) 'Note" means the promissory note signed by Borrower and dated MARCH 30, 2005
<br />The Note states that Borrower owes Lender S IXTY THOUSAND AND 0 0 / 10 0
<br />Dollars (U.S. $ 60, 000.00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />APRIL 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(1) "Loan" means the debt evidenced by theNote, plus interest, any prepayment charges and late charges due under
<br />the Note, and all suns due under this Security Instrument, plus interest.
<br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders arc
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider ❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider ❑ Other(s) [specify]
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />NEBRASKA—Single Family -- Fannie MaetFreddie Mac UNIFORM INSTRUMBVT - MERS D0cM09ic4ff%X 800 -649 -1362
<br />Form 3028 1101 Pagel of 10 www.abarmoc.cam
<br />C35y U0 0 04G
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