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200503280 <br />I. CROSS - DEFAULT PROVISION. Borrower's default or breach under any note or <br />agreement in which Lender has an interest shall be a breach under the Security Instrument <br />and Lender may invoke any of the remedies permitted by the Security Instrument. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this 1 -4 Family Rider. <br />(Seal) ( L (Seal) <br />L IS D HORNBACHER - Borrower THOMAS L HORNBACHER - Borrower <br />(Seal) <br />- Borrower <br />____ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />0052660545 <br />57R (0411) Page 3 of 3 Form 3170 1/01 <br />