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200503222 <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interestunder the <br />Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate SettlementProceduresAct (12 U.S.C. Section 2601 et seq.) and its <br />implementingregulation, RegulationX (24 C.F.R. Part 3500), as they might be amendedfrom time to time, <br />or any additional or successor legislation or regulationthat governs the same subject matter.As used in this <br />Security Instrument, "RESPA" refers to all requirementsand restrictions that are imposed in regard to a <br />"federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" <br />under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property,whetherornot <br />that party has assumed Borrower's obligations under the Note and /or this Security Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrumentsecures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br />modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this <br />Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to <br />Trustee, in trust, with power of sale, the following described property located in the <br />County of HALL <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br />LOT TWO (2), IMPERIAL VILLAGE SIXTH SUBDIVISION, AN ADDITION TO THE <br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />Parcel ID Number-4 0 0 0 4 7 8 5 3 <br />which currently has the address of <br />1425 HANCOCK AVENUE [Street] <br />GRAND ISLAND [City], Nebraska 68803 [Zip Code] <br />( "Property Address "): <br />TOGETHERWITH all the improvementsnow or hereaftererectedon the property, and all easements, <br />appurtenances,and fixtures now or hereaftera part of the property.All replacementsand additions shall also <br />be covered by this Security Instrument.All of the foregoing is referredto in this Security Instrumentas the <br />"Property." <br />BORROWERCOVENANTSthat Borrower is lawfully seised of the estate hereby conveyed and has <br />the right to grant and convey the Propertyand that the Propertyis unencumbered except for encumbrancesof <br />record. Borrower warrants and will defend generally the title to the Propertyagainst all claims and demands, <br />subject to any encumbrances of record. <br />DOC #:317603 APPL #:8012244094 LOAN #:8012244094 <br />Initials: <br />40-6(NE) (0407) Page 3 of 15 Form 3028 1/01 <br />