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200503221 <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 6th day of <br />April 2005 by DEREK J APFEL, BONNIE J APFEL <br />Witness my hand and notarial seal at Grand Island in said County, <br />the date aforesaid. <br />My Commission Expires: <br />R x,14 to otary Public DEBORAH L TROSPER <br />Initials: <br />-6(NE) (0005).01 Page 15 of 15 Form 3028 1101 <br />0 <br />