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200503101 <br />secured immediately before the partial taking, destruction, or loss the value, unless Borrower and Lender <br />this Security Instrument <br />agree in writing, the Miscellaneous Proceeds shall a app opposing P <br />whether or not the sums are then due. Lender to Borrower that the Opp g �y <br />If the Property is abandoned by Borrower, a if, after notice by <br />(as <br />defined in the next sentence) offers to make an award to settle is authorized to a collect Borrower d apply the Miscellaneous <br />Lender within 30 days after the date the notice is property t the sums secured by this Security Instrument, whether or <br />Proceeds either to restoration or repair of the Property that owes Borrower Miscellaneous Proceeds or the party <br />not then due. "Opposing Party" means the third party <br />against whom Borrower has a right of action in regard to Miscellaneous Proceeds. al, is <br />Borrower shall be in default if any action or proceeding, whlther civil or riLender'sbngere thn�the Properrty <br />judgment, could result in forfeiture of the Property or other <br />or rights under this Security Instrument. Borrower co cure oceedingto betd dismissed with withto ruling that, insLender'r <br />as provided in Section 19, by causing the action p <br />precludes forfeiture of the Property or other material impairment of Lender's interest in the rope o <br />judgment, p award or claim for damages that are attributable to the <br />rights under this Security Instrument. The proceeds of any <br />impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. <br />g applied shall be a lied in the <br />All Miscellaneous Proceeds that are not applied to restoration or repair of the Property <br />order provided for in Section 2. <br />12. Borrower Not Released; Forbearance B s S e ur ty Instrument granted t by nLe der to Borrower iior any <br />modification of amortization of the sums secured by tY <br />Successor in Interest of Borrower shall not operate commence proc edingstagainst Bany Successor in Interest of Borrower <br />of Borrower. Lender shall not be required to <br />or to refuse to extend time For payment or otherwise modify amortization u cdssors . Interest fBorr this <br />ower. Any <br />Instrument by reason of any demand made by the original Borrower or any <br />forbearance by Lender in exercising any right or remedy including, without limitation, Lender's acceptance of <br />payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then <br />due, shall not be a waiver of or preclude the exercise of any right or remedy. <br />13. Joint and Several Liability; Co- signers; Successors and Assigns Bound. <br />Borrower who co-signs the any <br />agrees that Borrower's obligations and liability shall be joint and several. co-signing ' h s Security Instrument only to <br />Security Instrument but does not execute the Note (a "he signer "): O <br />(b) is <br />mortgage, grant and convey the co- signer's interest in the Property under the terms o£ this Security Instrument; <br />not personally obligated to pay the sums sec is any accommodations (with regard to the terms nof this <br />other Borrower can agree to extend, modify, forbear or <br />Security Instrument or the Note without the co- signer's consent. <br />Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's <br />obligations under this Security <br />Instrument in writing, and is approved by Lender, shall obtain all of Borrower's <br />rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations an <br />liability under this Security Instrument ll unless Lender arees to such release in writing. The bind ex ept as p ovided in Secti Section 20) a d be efit the succes of s and <br />agreements of this Security Instrument sha <br />assigns of Lender. <br />14. Loan Charges. protecting may <br />ng charge der' interest in the Property and rights under this connection <br />ecurity Instrument, <br />default, for the purpose of pro S inspection and valuation fees. In regard to any other fees, the <br />including, but not limited to, attorneys' fees, property p <br />absence of express authority in this Secri Instrument mayh not charge fees that re expressly shall <br />prohibited by this <br />as a prohibition on the charging of such <br />Security Instrument or by Applicable Law. um <br />If the Loan is subject to a law <br />colwhic or maxim ollect collected charges, and that connection withltheiLoanalexce d the tpermitted <br />the interest or other loan charges to reduce the charge to the permitted <br />limits, then: (a) any such loan charge shall be reduced by the amount necessary <br />limit; and (b) any sums already collected from nBorrower reducing the principal owed under hesNote or by making a <br />Borrower. Lender may choose to make this Y <br />direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment <br />NEBRASKA -- Single Family- -Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1 /01 (page 9 of 14 pages) <br />GV2023.HP <br />m� <br />