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200503052 <br />11FH2/0201288529 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions <br />contained in this Second Home Rider. <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />s i <br />Seal) <br />- Borrower <br />PATRICIA L STEIN <br />(Seal) <br />- Borrower <br />-36SR (0405) D1365RZ (7/04) Page 2 of 2 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Form 3890 1101 <br />