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MMMMMN� -n = a C rn to cr rn C Ca CZ a � m � —4 m CD MMMPMMMMMW� 3: C=) Cn _ i .n M r CJ1 v� C..J CD i n CA After recording return twc: Cn CITIFMMOCIAL, INC :k (MD) cn _._ 2014 N LAWRENCE LANE GRAND,ISLAND NE 68803 DEED OF TRUST THIS DEED OF TRUST is made this 2nd day of April 12005 among the Trustor, CRAIG A HARRENSTEIN AND KIMBERLY A HARRENSTEIN, HUSBAND AND WIFE (herein "Borrower "), Michael F. Kivett (herein "Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) , a corporation organized and existing under the laws of Maryland , whose address is 2014 N LAWRENCE LANE GRAND ISLAND NE 68803 (herein "Lender "). BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL , State of Nebraska: Pew /, -4 .4,,- THE FOLLOWING DES�C17 REAL ESTAE:COMMENCING AT A POINT 16 RODS WEST OF THE NORHTEAST OF THE NORHTWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 12, TOWNSHIP 9 NORTH, RANGE 10, WEST OF THE 6TH P.M. IN HALL COUNTY, NEBRASKA, THE WE RUNNING WEST ON THE SECTION LINE 19 AND 2 /5THSRODS; THENCE SOUTH AT IGHT ANGLES 12 RODS AND 15 FEET; THENCE SOUTH AT RIGHT ANGLES 19 AND 2 /5THS RODS; THENCE NORTH AT RIGHT ANGLES 12 RODS AND 15 FEET TO THE PLACE OF BEGINNING. BEING THE SAME PROPERTY CONVEYED BY FEE SIMPLE DEED FROM ERNEST NICHOLS, A WIDOWER NA TO CRAIG A HARRENSTEIN AND KIMBERLY A HARRENSTEIN ,DATED 05/07/2001 RECORDED ON 05/08/2001 IN INSTRUMENT NO 200104214, IN HALL COUNTY RECORDS, STATE OF NE. which has the address of 2323 W PLATTE RIVER DR DONIPHAN Nebraska 6 8 8 3 2 (herein "Property Address "); TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property "; TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 0 4 / 0 2 / 2 0 0 5 and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 62,195.85 , with interest thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 04/07/2035 ;the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. Nebraska 26876 -4 1/98 Original (Recorded) Copy (Branch) Copy(Customer) Page 1 of