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200502808 Loan No. 645507021 <br />22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together <br />with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security <br />Instrument. [Check applicable box(es)] <br />❑Condominium Rider ❑Graduated Payment Rider ❑Growing Equity Rider <br />❑ Planned Unit Development Rider ❑ Other [Specify] N I FA A D D E N D U M <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, H A L L County ss: <br />The foregoing instrument was acknowledged before me this 3 0 t h day of M a r c h 2 0 0 5 <br />by BRYAN D. F I N D L E Y AND R E N A E L. FINDLEY, AS HUSBAND AND WIFE <br />Witness my hand and notarial seal at R A N D I S L A N D, N e linrePAGounty, the date aforesaid. <br />My Commission Expires: <br />Notary N111110 <br />69MN0TAR Y- S tfd Ne <br />ft <br />HOLLY TOEI$ <br />27MhCOmm. Cpt 0A <br />NE FHA DOT <br />Page 6 of 6 <br />AFTER RECORDING MAIL TO: <br />PLATTE VALLEY STATE BANK & TRUST CO <br />2223 SECOND AVE <br />K E A R N E Y <br />ATTN: MORTGAGE LOAN DEPARTMENT <br />Seal) <br />orrower <br />(Seal) <br />Borrower <br />Seal) <br />orrower <br />Seal) <br />orrower <br />1/96 <br />