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200502793 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />LAURA GANOW <br />YAK <br />RICHARD D SAALFE <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />- (Seal) — .... (Seal) <br />- Borrower RHONDA L SAALFELD - Borrower <br />- (Seal) <br />Borrower <br />(Seal) _... <br />- Borrower <br />(Seal) <br />- Borrower <br />- (Seal) <br />Borrower <br />-6(NE) 100051 -o1 Page 14 of 15 Form 3028 1/01 <br />