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200502754 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />-. (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />-- (Seal) <br />- Borrower <br />(Seal) <br />HOWARD K BOTSFORD - Borrower <br />BARBARA J Bq,"FORD - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Cm ME) wou) Page 14 of 15 Form 3028 1/01 <br />