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20050 2695 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this S curity Instrument and in any Rider executed by7 orrow r and recorded with it. <br />O� 21" <br />- B rrower - Andrew W. Bird - Date <br />-- Borrower - Sarah L. Bird - Dat - <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />DOCUINE12 (Page 12 of 13 pages) <br />D000INEC.VTX 06/19/2002 <br />