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,-4.1 OtInts <br />200502555 <br />0143279586 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions <br />contained in this Prepayment Rider. <br />Prepayment Rider <br />(AK, AL, CA, CO, CT, DE, DC, FL, GA, HI, ID, IN, IA, KS, <br />KY, LA, MD, MS,M07 MT, NE, NV, NH, NJ, NM, NY, ND, <br />OK, PA, RI, SD, TN, TX, UT, VT, WA, WY) <br />(Pagge 2 of 2) <br />EC200L Rev. /03 <br />