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20050`555 <br />STATE OF NEBRASKA, HALL <br />County ss: <br />The foregoing instrument was acknowledged before me this 23RD day of <br />MARCH, 2005 , by <br />SAUL A VIRGEN <br />HUSBAND AND WIFE <br />Non - Borrower: CYNTHIA L VIRGEN <br />Witness my hand and notarial seal at GRAND ISLAND in said County, <br />the date aforesaid. <br />My Commission Expires: <br />March 27, 2005 <br />GENERAL NOTARY -State of Nebraska <br />JANICE K. 50EHLE <br />My Comm. UP. March 27, 2005 <br />11— -Natary '6WIC <br />..r <br />SNE18 Rev 10117/00 Page 18 of 18 Initlals: FO�M 3028 <br />1/01 <br />