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<br />Space Above This Line For Recording Data
<br />DEED OF TRUST
<br />DATE AND PARTIES. The date of this Deed Of Trust (Security Instrument) is November 26, 2004. The parties
<br />and their addresses are:
<br />TRUSTOR (Grantor):
<br />JOY ANN ROMSA
<br />A SINGLE PERSON
<br />8500 E SOUTHERN # 562
<br />MESA, Arizona 85208
<br />TRUSTEE:
<br />PLATTE VALLEY STATE BANK & TRUST COMPANY
<br />a Corporation
<br />2223 Second Ave
<br />PO Box 430
<br />Kearney, Nebraska 68848 -0430
<br />BENEFICIARY (Lender):
<br />PLATTE VALLEY STATE BANK &TRUST COMPANY
<br />Organized and existing under the laws of Nebraska
<br />1451 North Webb Road
<br />Grand Island, Nebraska 68803
<br />TIN: 47- 0343902
<br />A Single Person
<br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged,
<br />and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following
<br />described property:
<br />CONDOMINIUM UNIT NO. 404, THE YANCEY, A CONDOMINIUM, A CONDOMINIUM IN ACCORDANCE WITH
<br />THE DECLARATION RECORDED ON OCTOBER 17, 1984, UNDER DOCUMENT NO, 84- 005507 OF THE
<br />COUNTY OF HALL, STATE OF NEBRASKA
<br />The property is located in HALL County at 123 N LOCUST ST #404, GRAND ISLAND, Nebraska 68801.
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and
<br />riparian rights, wells, ditches and water stock and all existing and future improvements, structures, fixtures, and
<br />replacements that may now, or at any time in the future, be part of the real estate described (all referred to as
<br />Property). This Security Instrument will remain in effect until the Secured Debts and all underlying agreements
<br />have been terminated in writing by Lender.
<br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one
<br />time will not exceed $26,974.08. This limitation of amount does not include interest and other fees and
<br />charges validly made pursuant to this Security Instrument, Also, this limitation does not apply to advances
<br />made under the terms of this Security Instrument to protect Lender's security and to perform any of the
<br />covenants contained in this Security Instrument.
<br />3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts:
<br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and
<br />replacements. A promissory note or other agreement, No. 282019 -50, dated November 26, 2004, from
<br />Grantor to Lender, with a loan amount of $26,974.08 and maturing on December 10, 2009.
<br />B. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of this Security
<br />Instrument.
<br />4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when due and in
<br />accordance with the terms of the Secured Debts and this Security Instrument.
<br />5. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the estate conveyed by
<br />this Security Instrument and has the right to irrevocably grant, convey and sell the Property to Trustee, in trust,
<br />with power of sale. Grantor also warrants that the Property is unencumbered, except for encumbrances of
<br />record.
<br />6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or
<br />other lien document that created a prior security interest or encumbrance on the Property, Grantor agrees:
<br />A. To make all payments when due and to perform or comply with all covenants,
<br />B. To promptly deliver to Lender any notices that Grantor receives from the holder.
<br />JOY ANN ROMSA
<br />Nebraska Oeed Of Trust Initials
<br />NE1 4XX28 31 300081 51 000045 58022 1 1 2404Y ®1996 Bankers Systems, Inc., St. Cloud, MN Fj Page 1
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<br />Space Above This Line For Recording Data
<br />DEED OF TRUST
<br />DATE AND PARTIES. The date of this Deed Of Trust (Security Instrument) is November 26, 2004. The parties
<br />and their addresses are:
<br />TRUSTOR (Grantor):
<br />JOY ANN ROMSA
<br />A SINGLE PERSON
<br />8500 E SOUTHERN # 562
<br />MESA, Arizona 85208
<br />TRUSTEE:
<br />PLATTE VALLEY STATE BANK & TRUST COMPANY
<br />a Corporation
<br />2223 Second Ave
<br />PO Box 430
<br />Kearney, Nebraska 68848 -0430
<br />BENEFICIARY (Lender):
<br />PLATTE VALLEY STATE BANK &TRUST COMPANY
<br />Organized and existing under the laws of Nebraska
<br />1451 North Webb Road
<br />Grand Island, Nebraska 68803
<br />TIN: 47- 0343902
<br />A Single Person
<br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged,
<br />and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following
<br />described property:
<br />CONDOMINIUM UNIT NO. 404, THE YANCEY, A CONDOMINIUM, A CONDOMINIUM IN ACCORDANCE WITH
<br />THE DECLARATION RECORDED ON OCTOBER 17, 1984, UNDER DOCUMENT NO, 84- 005507 OF THE
<br />COUNTY OF HALL, STATE OF NEBRASKA
<br />The property is located in HALL County at 123 N LOCUST ST #404, GRAND ISLAND, Nebraska 68801.
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and
<br />riparian rights, wells, ditches and water stock and all existing and future improvements, structures, fixtures, and
<br />replacements that may now, or at any time in the future, be part of the real estate described (all referred to as
<br />Property). This Security Instrument will remain in effect until the Secured Debts and all underlying agreements
<br />have been terminated in writing by Lender.
<br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one
<br />time will not exceed $26,974.08. This limitation of amount does not include interest and other fees and
<br />charges validly made pursuant to this Security Instrument, Also, this limitation does not apply to advances
<br />made under the terms of this Security Instrument to protect Lender's security and to perform any of the
<br />covenants contained in this Security Instrument.
<br />3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts:
<br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and
<br />replacements. A promissory note or other agreement, No. 282019 -50, dated November 26, 2004, from
<br />Grantor to Lender, with a loan amount of $26,974.08 and maturing on December 10, 2009.
<br />B. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of this Security
<br />Instrument.
<br />4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when due and in
<br />accordance with the terms of the Secured Debts and this Security Instrument.
<br />5. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the estate conveyed by
<br />this Security Instrument and has the right to irrevocably grant, convey and sell the Property to Trustee, in trust,
<br />with power of sale. Grantor also warrants that the Property is unencumbered, except for encumbrances of
<br />record.
<br />6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or
<br />other lien document that created a prior security interest or encumbrance on the Property, Grantor agrees:
<br />A. To make all payments when due and to perform or comply with all covenants,
<br />B. To promptly deliver to Lender any notices that Grantor receives from the holder.
<br />JOY ANN ROMSA
<br />Nebraska Oeed Of Trust Initials
<br />NE1 4XX28 31 300081 51 000045 58022 1 1 2404Y ®1996 Bankers Systems, Inc., St. Cloud, MN Fj Page 1
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