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200502417 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Eva M Heminger„ Trustee <br />of the Eva M Heminger Revocable <br />Trust, dated May 20, 2004, made by <br />Eva M Heminger„ as Settlor. <br />Chi M."I Seal <br />Eva M Heminger„ Settlor - Borrower <br />Eva M Heminger, Trustee of the Eva M Heminger Revocable Trust, dated May 20, 2004, agrees that the <br />term "Borrower" when used in this Security Instrument shall include the Settlor, and the Settlor <br />acknowledges and agrees to be bound by all of the terms and covenants contained in this Security <br />Instrument and any Riders to this Security Instrument. <br />(Seal) <br />- Borrower <br />__ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />4M -6(NE) l000swi Page 14 of 15 <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Form 3028 1/01 <br />