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Loan No: 029605549376 200502406 Data ID: 794 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Adjustable Rate Rider. <br />... .... ........................(Seal) �5 <br />JAMES W. BARTLETT — Borrow r <br />...::� ......... Jam......... .` (Seal)�f <br />L, $ART ETT — Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER-LIBOR SIX-MONTH INDEX (AS PUBLISHED IN THE WALL STREET JOURNAL) - <br />Single Family- Fannie Mae UNIFORM INSTRUMENT <br />Modified by Middleberg, Riddle & Glanna Form 3138 1/01 (Page 3 of 3 Pages) <br />