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<br />After Recording Return To:
<br />HAMILTON MORTGAGE COMPANY
<br />2700 NORTH CENTRAL AVENUE, SUITE 1500
<br />PHOENIX, ARIZONA 85004
<br />Loan Number: 00005 -24579
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />MJN: 1001993- 0000524 57 9 -3
<br />DEFINITIONS
<br />Words used in multiple sections of this document arc defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security instrument" means this document, which is dated FEBRUARY 17, 2005 , together
<br />with all Riders to this document.
<br />(B) 'Borrower" is DAVID A. DALTON AND TERESA DALTON, HUSBAND AND WIFE,
<br />WITH RIGHTS OF SURVIVORSHIP
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />Lender is a ARIZONA. CORPORATION organized
<br />and existing under the laws of ARIZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />(D) 'Trustee" is FIRST A2,4ERTCAN TITLE INSURANCE COMPANY
<br />123 NORTH LOCUST STREET, SUITE 201C, GRAND ISLAND, NEBRASKA 68801
<br />(E) 'WRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. N IERS is the bene iciary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. FEBRUARY 17 2005
<br />(F) 'Note" means the promissory note signed by Borrower and dated r
<br />The Note states that Borrower owes Lender EIGHTY —FOUR THOUSAND AND 00/100 lus interest.
<br />Dollars (U.S. $ 84, 000.00 ) p
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />MARCH 1, 2035
<br />(G) "Property" means the property that is described below under the heading er and ate charges operty.
<br />(H) `.Loan means the debt evidenced by the Note, plus interest, any prepayment char b
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />® Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s) [specify]
<br />PREPAYMENT RIDER TO
<br />® 1 -4 Family Rider ❑ Biweekly Payment Rider SECURITY INST
<br />(,n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />Form 3028 1 /0
<br />NTeM.uj9J.teau 0 �X_/tl O U G-,) 3LW
<br />UNIFORM INSTRUMBVT - M�tS aocMagic We.WWDrm 800-64.99-
<br />Page 1 of 10
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<br />20050233h
<br />Words used in multiple sections of this document arc defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security instrument" means this document, which is dated FEBRUARY 17, 2005 , together
<br />with all Riders to this document.
<br />(B) 'Borrower" is DAVID A. DALTON AND TERESA DALTON, HUSBAND AND WIFE,
<br />WITH RIGHTS OF SURVIVORSHIP
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />Lender is a ARIZONA. CORPORATION organized
<br />and existing under the laws of ARIZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />(D) 'Trustee" is FIRST A2,4ERTCAN TITLE INSURANCE COMPANY
<br />123 NORTH LOCUST STREET, SUITE 201C, GRAND ISLAND, NEBRASKA 68801
<br />(E) 'WRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. N IERS is the bene iciary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. FEBRUARY 17 2005
<br />(F) 'Note" means the promissory note signed by Borrower and dated r
<br />The Note states that Borrower owes Lender EIGHTY —FOUR THOUSAND AND 00/100 lus interest.
<br />Dollars (U.S. $ 84, 000.00 ) p
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />MARCH 1, 2035
<br />(G) "Property" means the property that is described below under the heading er and ate charges operty.
<br />(H) `.Loan means the debt evidenced by the Note, plus interest, any prepayment char b
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />® Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s) [specify]
<br />PREPAYMENT RIDER TO
<br />® 1 -4 Family Rider ❑ Biweekly Payment Rider SECURITY INST
<br />(,n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />Form 3028 1 /0
<br />NTeM.uj9J.teau 0 �X_/tl O U G-,) 3LW
<br />UNIFORM INSTRUMBVT - M�tS aocMagic We.WWDrm 800-64.99-
<br />Page 1 of 10
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