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200502185 <br />Lender is a corporation <br />THE STATE OF NEBRASKA Lender's address is <br />LINCOLN, NE 68510 <br />(D) "Trustee" is TICOR TITLE INSURANCE CCIMPANY <br />organized and existing under the laws of <br />643 S. 25TH STRE'E'T, #6, <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, <br />Flint, MI 48501 -2026, tel. (888) 679 -MFRS. <br />(F) "Note" means the promissory note signed by Borrower and dated March 11, 2005 <br />The Note states that Borrower owes Lender seventy six thousand one hundred and NO /100ths <br />Dollars (U.S. $ 76,100.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than April 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to <br />be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider <br />❑ 1 -4 Family Rider ❑ Revocable Trust Rider <br />❑ Other(s) [specify] <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that <br />are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape <br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited <br />to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and <br />automated clearinghouse transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, <br />IRAN NUMBER: 2956398 Initials: <br />Nebraska Deed of Trust - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT MERS Modified Form 3028 01 /01 <br />—THE COMPLIANCE SOURCE, INC.— Page 2 of 13 1430INE 08100 <br />www,compliancesouree.eom VIIIVIIIIIII �IIIUI III VIII IIVIII VIII VIII VIII VIM ®2000, The Compliance Sourcc, Inc. <br />