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<br />200510550 <br /> <br />RECORDING REQUESTED BY, AND <br />WHEN RECORDED MAIL TO: <br /> <br />Finance America, LLC <br />P.O. Box 16637 <br />Irvine, Ca 92623-6637 <br /> <br />(Space above this line for Recorder's use) <br /> <br />PREPAYMENT RIDER MIN 100052300422459692 <br />DATE: 10/21/05 <br />FOR VALUE RECEIVED, the undersigned ("Borrower") agree(s) that the following provisions shall be <br />incorporated into and shall be deemed to amend and supplementthe Mortgage, Deed of Trust or Security <br />Deed of even date herewith (the "Security Instrument") executed by Borrower, as trustor, in favor of <br /> <br />Finance America, LLC ("Lender"), <br />as beneficiary, and also into that certain promissory note (the "Note") of even date herewith executed by <br />Borrower in favor of Lender. To the extent that the provisions of this Prepayment Rider are inconsistent <br />with the provisions of the Security Instrument and/ or the Note, the provisions of this Prepayment Rider <br />shall prevail over and shall supersede any such inconsistent provisions of the Security Instrument and/ or <br />the Note. <br /> <br />Section~ofthe Note is amended to read in its entirety as follows: <br /> <br />ATUX <br /> <br />c.~ <br />e.~~ <br />.. . <br /> <br />MUL TIST A TE <br />(09/10/96) <br /> <br />FIRST MORTGAGE <br /> <br />1196181 (0203) <br /> <br />Page 1012 <br />VMP MORTGAGE FORMS - (800)521-7291 <br />