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<br />fter Recording Return To:
<br />1IAMILTON MORrr::A.GE a:MPANY,
<br />2700 NOR1H CENIRAL AVENUE,
<br />PHOENIX, ARIZONA 85004
<br />Loan NUmber: 0000531214
<br />
<br />AN ARIZONA CDRroRATION
<br />SUITE 1500
<br />
<br />200510548
<br />
<br />[Space Above This Line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />MIN: 1001993-0000531214-8
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Section." 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" mean." this document, which is dated OCTOBER 21, 2005 , together
<br />with all Riders to this document.
<br />(B) "Borrower" is TROY L. HETRICK AND LORI K. HETRICK, HUSBAND AND
<br />WIFE, AS JOINT TENANTS
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />
<br />Lender is a ARIZONA CORPORATION organized
<br />and existing under the laws of ARIZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />
<br />(0) "Trustee" is .~ W,BE/~ f7r~t J.<<v.erl~a....-nl-I-e.'.:0\5i-tra.V\(le Cof'Ap~O'\y
<br />123 NORTH LOCUST, GRAND ISLAND, NEBRASKA 68801 I
<br />
<br />(E) "MERS" is Mortgage Electronic Registration System.", Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />ofP.Q. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 21, 2005
<br />The Note states that Borrower owes Lender ONE HUNDRED ONE THOUSAND THREE HUNDRED
<br />SIXTY - FIVE AND 00/100 Dollars (U.S. $ 101,365.00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />NOVEMBER 1, 2035
<br />
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and aJl sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />
<br />o 1-4 Family Rider
<br />
<br />o Condominium Rider
<br />o Platmed Unit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />o Second Home Rider
<br />o Other(s) [specify]
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />
<br />Borrower Initials:
<br />
<br />'-1/
<br />
<br />DocMagiceJtOXilJUiX.:; 800-649-1362
<br />www.docmag;c.com
<br />
<br />.~~
<br />
<br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS
<br />Form 3028 1/01 Page 1 of 10
<br />
<br />Ne.,028.lmct.l.tem
<br />
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