|
<br />
<br /> ~.."" "~ gt
<br /> ~F .c'",:::',) C) U)
<br />I'\J i .:~:.;~:;) Cl
<br /> ;0 ("JI 0 .~<
<br />l.Sl rn \ '.. , c:: ::r.~ at
<br />l.Sl "'1'" ,.. ".. C::J .....,. -~ r"\.)
<br />()"J c: \ ~Qr .:,)) ':,':;> -I rn f!
<br />--lo. Z --l C)
<br />l.Sl ('l i 1..:') -< (':~
<br />()"J :J: n 0 I p~ r"\.) {:..=) -" Cl Gi"
<br />l;; ~ I f_' ~,', ) ..J:
<br />I'\J m ! -"n " Ul
<br />0) () 3"
<br /> ~ :c :'J U " - c' I--~
<br /> (J)
<br /> ~'\ 1"1 ::3 f' - . 2'
<br /> t.::'.:'1 r ~! :,.... c:::>
<br /> u") ;::i~ en
<br /> f\ (\ ........ ^ Ul i
<br /> 0 ~ ~ r'0
<br /> C) ..........'--'"
<br /> U1 (f) 0)
<br /> 20051 0526 (.n 2
<br /> 0
<br />
<br />
<br />[Space Above This Line For Recording Datal
<br />
<br />DEED OF TRUST
<br />
<br />~ "So
<br />
<br />DEFINITIONS
<br />
<br />'''\
<br />~
<br />~
<br />~
<br />
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3, I J, ] 3, ] 8, 20
<br />and 21. Certain rules regarding the usage of words' used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated October 7th , 2005 _, together with
<br />all Riders to this document.
<br />(B) "Borrower" is Steven A. Kopisch and Renee L. Kopisch, husband and wife as joint tenants
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Pinnacle Bank
<br />is a bank organized and existing under the laws of the State of)'! ebraska
<br />Lender's address is 2661 33rd Avenue Columbus, NE 68601
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" isTierQ,J.1e Bank P.O. Box 83009 Lincoln, NE ~~_~~________,__
<br />
<br />. Lender
<br />
<br />(E) "Note" means the promissory note signed by Borrower and dated October 7th , 2005 . The Note
<br />states that Borrower owes Lender Sixty Nine Thousand and 00/100
<br />Dollars (U .S. $69,000.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than November I, 2035.__~
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />o 1-4 Family Rider
<br />
<br />o Condominium Rider
<br />o Planned Unit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />o Second Home Rider
<br />o Other( s) [speci fy]
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br />to, point-oF-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,
<br />the Property; (ii) condemnation or other taking of all or any part ofthe Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 ofthis Security Instrument.
<br />(P) "RESP A" means the Real Estate Settlement Procedures Act (12 U .S.C. 9260 I et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation
<br />
<br />NEBRA..'iKA--Singlc I'amily--Fannie Mae/Freddie Mac lJNIFORM INSTRIJMENT
<br />9754,CV (8/03) 4600104131
<br />BANKERS TITLE AGENCY
<br />1227 GOLDEN G,~TE DRIVE
<br />PAPILlION, NE 68046
<br />5' -19 D IV '--
<br />
<br />Form 3028 I/O I (page / of 8 pages)
<br />
<br />(jOTO(OOOf2df7)
<br />
|