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200214688 <br />BY SIGNING BELOW, Borrowers) accepts and agrees to the terms and covenants contained in this Rider. <br />__ <br />12 -27-02 <br />Borrow [N O PABLO LUCAS Date Borg r ELY bi. qRq ETA 4ALEZ Dare <br />Borrower Date Borrower Date <br />Borrower Date Borrower Date <br />Paget of2 <br />