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Z <br />0 <br />g" <br />m <br />1 <br />r <br />ITT <br />1n <br />IT! <br />M <br />A <br />IT! <br />N <br />Return To <br />WELLS FARGO HOME MORTGAGE, INC. <br />FINAL DOCUMENTS X4701 -024 <br />3601 MINNESOTA DRIVE <br />BLOOMINGTON, MN 55435-5284 <br />Prepared By: <br />ALEISHA A. COOK <br />WELLS FARGO HOME MORTGAGE, INC. <br />PO BOX 1629 <br />MINNEAPOLIS, MN 55440.1629 <br />[Space Above This Line For Recording fatal <br />DEED OF TRUST <br />DEFINITIONS <br />200214680 <br />0124934876 <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated DECEMBER 30, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />MICHAEL H.FERGEN AND KAREN J. FERGEN, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC. <br />Lender is a Corporation <br />organized and existing under the laws of THE STATE OF CALIFORNIA <br />NEBRASKA - Single Family <br />}n-/Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 15 Initials!-* <br />FORMB02a 1/01 <br />SNE01 Rev Oa/13/01 <br />ii <br />(1 <br />Z <br />a <br />A }l ` <br />�1 <br />y M <br />rg <br />> m <br />o <br />3 <br />� <br />� <br />f^� <br />A <br />Q <br />N <br />nY <br />z <br />0 <br />Return To <br />WELLS FARGO HOME MORTGAGE, INC. <br />FINAL DOCUMENTS X4701 -024 <br />3601 MINNESOTA DRIVE <br />BLOOMINGTON, MN 55435-5284 <br />Prepared By: <br />ALEISHA A. COOK <br />WELLS FARGO HOME MORTGAGE, INC. <br />PO BOX 1629 <br />MINNEAPOLIS, MN 55440.1629 <br />[Space Above This Line For Recording fatal <br />DEED OF TRUST <br />DEFINITIONS <br />200214680 <br />0124934876 <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated DECEMBER 30, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />MICHAEL H.FERGEN AND KAREN J. FERGEN, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC. <br />Lender is a Corporation <br />organized and existing under the laws of THE STATE OF CALIFORNIA <br />NEBRASKA - Single Family <br />}n-/Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 15 Initials!-* <br />FORMB02a 1/01 <br />SNE01 Rev Oa/13/01 <br />