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Loan No: 1632686 <br />200214658 <br />DEED OF TRUST <br />(Continued) Page 6 <br />Compensation, and Liability Act of 1980, as amended, 42 U.S.C. Section 9601, at seq. ( "CERCLA "), the Superfund Amendments and <br />Reautharimticn Act of 1986, Pub. L. No. 99-499 ( "SARA "), the Hazardous Materials Transportation Act, 49 U.S.C. Section 1801, at seq., the <br />Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, at seq., or other applicable slate or federal laws, rules, or regulations <br />adopted pursuant thereto. <br />Event of Default. The words "Event of Default" mean any of the events of default set forth in this Deed of Trust in the events of default <br />section of this Deed of Trust. <br />Guaranty. The word "Guaranty" means the guaranty from guarantor, endorser, surety, or accommodation party to Lender, including without <br />limitation H guaranty of all or part of the Note. <br />Hamrdous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, concentration or physical, <br />chemical or infectious characteristics, may cause or pose a present or potential hazard to human health or the environment when improperly <br />used, treated, stored, disposed of, generated, manufactured, transported or otherwise handled. The words "Hamrdous Substances" are <br />used in their very broadest sense and Include without limitation any and all hamrdous or toxic substances, materials or waste as defined by <br />or listed under the Environmental Laws. The term "Hamrdous Substances" also includes, without limitation, petroleum and petroleum <br />by- products or any fraction thereof and asbestos. <br />Improvements. The word "Improvements" means all existing and future Improvements, buildings, structures, mobile homes affixed on the <br />Real Property, facilities, additions, replacements and other construction on the Real Property. <br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Note or <br />Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note or Related <br />Documents and any amounts expanded or advanced by Lender to discharge Trustor's obligations or expenses Incurred by Trustee or <br />Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust. <br />Lender. The word "Lender" means United Nebraska Bank, its successors and assigns. <br />Note. The word "Note" means the promissory note dated December 20, 2002, In the original principal amount of $29,160.60 <br />from Trustor to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and substitutions for <br />the promissory note or agreement. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or hereafter <br />owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all <br />replacements of, and all substitutions for, any of such property; and together with all proceeds (including without limitation all insurance <br />proceeds and refunds of premiums) from any sale or other disposition of the Property. <br />Property. The word "Property' means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust. <br />Related Documents. The words "Related Documents" mean ail promissory notes, credit agreements, loan agreements, environmental <br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other Instruments, <br />agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness. <br />Rents. The word 'Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived from the <br />Property. <br />Trustee. The word "trustee" means United Nebraska Bank , whose address is TDO N. Webb, Grand Island, NE 68802 and any substitute or <br />successor trustees. <br />Trustor. The word'Trustor" means KRISTIN R PETERSEN. <br />TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND TRUSTOR AGREES TO ITS TERMS. <br />TRUSTOR: <br />KAPTIN R PETERSEN, In vldually <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF ) <br />)SS <br />COUNTY OF W I <br />On this day before me, the undersigned Notary Public, personally appeared KRISTIN R PETERSEN, SINGLE INDIVIDUAL, to me known to be <br />the individual described in and who executed the Dead of Trust, spot acknowledged that he or she signed the Deed of Trust as his or her free and <br />voluntary ct and deed, for the uses and purposes th rei neat <br />ry p P <br />Given under my hand and official seal this dry of <br />Notary Public In 9poirricar the <br />Residing at <br />My commission expires _ <br />