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200214640 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Ck-BINE) (0005) <br />1 <br />(Seal) <br />STEVEN P SCHAFE - Borrower <br />011' ( (Seal) <br />RAMONA R SCHAFER - Borrower <br />— (Seal) <br />- Borrower, <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />PMe 14 of 15 <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229312 <br />Farm 3028 1101 <br />