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DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated DECEMBER 24, 2002, together with all
<br />Riders to this document.
<br />IB) "Borrower" is PAULA M. ANDRADE and MICHAEL L. ANDRADE, WIFE AND HUSBAND.
<br />Borrower is the tmstor under this Security Instmment.
<br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized and
<br />existing under the laws of COLORADO. Lender's address is 3300 E. 1ST AVENUE., SUITE 460,
<br />DENVER, COLORADO 80206.
<br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated DECEMBER 24, 2002. The Note states
<br />that Borrower owes Lender ONE HUNDRED SIXTEEN THOUSAND THREE HUNDRED SIXTY -FIVF.
<br />AND 00 /100ths Dollars (U.S.$116,365.00) plus interest. Borrower has promised to pay this debt in regular
<br />Periodic Payments and to pay the debt in full not later than JANUARY 1, 2033.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />aa�mwerta,dn, m� �
<br />NEBRASKA Single Family -Famde Mae/Freddie Mae UNIFORM INSTRUMENT Form 3028 1/01 (page l ofl3pages)
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<br />CHERRY CREEK MORTGAGE CO., INC.
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<br />3300 E. I ST AVENUE, SUITE 460 200214629
<br />DENVER, COLORADO 80206
<br />[Space Above This Line For Recording Data]
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<br />Loan Number
<br />16600051
<br />MFRS Number 100030200166000511
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<br />DEED OF TRUST
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<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />(A) "Security Instrument" means this document, which is dated DECEMBER 24, 2002, together with all
<br />Riders to this document.
<br />IB) "Borrower" is PAULA M. ANDRADE and MICHAEL L. ANDRADE, WIFE AND HUSBAND.
<br />Borrower is the tmstor under this Security Instmment.
<br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized and
<br />existing under the laws of COLORADO. Lender's address is 3300 E. 1ST AVENUE., SUITE 460,
<br />DENVER, COLORADO 80206.
<br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated DECEMBER 24, 2002. The Note states
<br />that Borrower owes Lender ONE HUNDRED SIXTEEN THOUSAND THREE HUNDRED SIXTY -FIVF.
<br />AND 00 /100ths Dollars (U.S.$116,365.00) plus interest. Borrower has promised to pay this debt in regular
<br />Periodic Payments and to pay the debt in full not later than JANUARY 1, 2033.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />aa�mwerta,dn, m� �
<br />NEBRASKA Single Family -Famde Mae/Freddie Mae UNIFORM INSTRUMENT Form 3028 1/01 (page l ofl3pages)
<br />
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