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200214576 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />DAVID O SOTO - Burrower <br />�.&d(d. ' '� <br />(Seal) <br />LISA M SOTO <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- BOrtOWR <br />(Seal) <br />(Seal) <br />- Rorrnwer <br />- tlorrower <br />(Seal) <br />(Seal) <br />- Burrower <br />- Borrower <br />0110185326 <br />7ME) (0005).01 P, 14 m 1s <br />m <br />Form 3028 1101 <br />