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200214572 <br />(II) <br />" Loan "means the debt evidenced <br />by the Note, plusimerest, any prepayment charges acid late charges due under <br />the <br />Note, and all sums due under this Security <br />Instrument, plus interest. <br />(1) <br />"Riders" means all Riders to this Security <br />Instrument that are executed by <br />Borrower. <br />The following Riders <br />me <br />to be executed by Borrower [check <br />box as <br />applicable]: <br />❑ Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Second Home Rider <br />❑ Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />Other(s) [specify] <br />❑ 1 4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />(I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(L) "F,lectronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited lo, point -of -sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow Items" mcans those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" mcans any compensation, settlement, award of damages, or proceeds paid by any <br />third party (other than insurance proceeds paid under the coverages described in Section 5) for it) damage to, or <br />destruction of, the Property; (ii) condemnation or other taking of all or any pan of the Property, (iii) conveyance in <br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan . <br />(I') "Periodic Payment" mcans the regularly scheduled amount due for (a principal and interest under the Note, <br />plus (ii) any amounts under Section 3 of this Security Instmmcnl. <br />(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. ¢2601 et seq.) and its implementing <br />regulation, Regulation X (24 C.F.R. Pan 3500), as they might be amended from time to time, or any additional or <br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, <br />"RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" <br />even if the Loan does not quality as a "federally related mortgage loan" under RESPA. <br />(R) "Successor in Interest of Borrower" mcmis any party that has taken title to the Property, whether or not that <br />party has assumed Borrower's obligations under the Note acrd /or this Security Instrument. <br />NEBRASKA Single Family - Panne Mae /FrAdle Mac UNIPOORM1N513UMENT -MERE �M���'m=` °d 8mag /e eom <br />Form 3028 1/01 2 o <br />