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Jy <br />( "Borrower'). The trustee is OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone nu nber of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing tinder the laws of THE STATE OF COLORADO ,and whose address is <br />3300 E. 1ST AVE., SIIITE 460 DENVER, 3300 E. 1ST AVE., SUITE 460 80206 <br />( "Lender"). Borrower owes Lender the principal sum of <br />SEVENTY -THREE THOUSAND FOUR HUNDRED TWENTY AND 00/100 <br />Dollars (U.S. $ 73,420.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />JANUARY 1, 2033 . This Secwity Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Secui ty Instrument; and (c) die performance of <br />Borrower's covenants and agreements under this Secwity, Instrument and the Note. For this purpose, Borrower, in <br />cunsidei about of the debt and the trust herein created, irrevocably grants and conveys to Tmstec, in trust, with power of sale, <br />the following deswibed property located in HALL County, Nebraska: <br />LOT NINE (9), BLOCK TWELVE (12), IN PACKER AND BARR'S ADDITION TO THE <br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 409 NORTH RUBY STREET, GRAND ISLAND [Street,City], <br />Nebmska 68803 lap code] ( "Property Address "); <br />TOGETHER WI Ill all the improvements now or hereafter erected on the property, and all casements, appurtenances, and <br />fixtures new or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Loomment. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Burrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action requited of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebooka need of Trust - 2/91 <br />wcuanr1 Yuge 1 of 6 <br />uoenoxsr.vxx v /n /aaoo <br />Recorded Mail To: <br />� <br />� n <br />—g <br />�n <br />CHERRY CREEK MORTGAGE CO <br />( �/ :1 <br />INC.-- <br />3300 E. 1ST AVE— SUITE <br />460 <br />DENVER, CO 80206 <br />)` Vi <br />T <br />N <br />t�s <br />I <br />a <br />ISpace Above 1'his Line For Recording Dotal <br />MicTIAS LORENZ. <br />LOAN NUMBER: 16600155 <br />DEED OF TRUST <br />CA92 0003azooisso <br />41ti a -101 - <br />THIS DEED OF TRUST ( "Security <br />Instrument') is made on DECEMBER 20, 2002 <br />, among the grantor <br />DOMINGO MATIAS LORENZO, <br />a single person <br />( "Borrower'). The trustee is OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone nu nber of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing tinder the laws of THE STATE OF COLORADO ,and whose address is <br />3300 E. 1ST AVE., SIIITE 460 DENVER, 3300 E. 1ST AVE., SUITE 460 80206 <br />( "Lender"). Borrower owes Lender the principal sum of <br />SEVENTY -THREE THOUSAND FOUR HUNDRED TWENTY AND 00/100 <br />Dollars (U.S. $ 73,420.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />JANUARY 1, 2033 . This Secwity Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Secui ty Instrument; and (c) die performance of <br />Borrower's covenants and agreements under this Secwity, Instrument and the Note. For this purpose, Borrower, in <br />cunsidei about of the debt and the trust herein created, irrevocably grants and conveys to Tmstec, in trust, with power of sale, <br />the following deswibed property located in HALL County, Nebraska: <br />LOT NINE (9), BLOCK TWELVE (12), IN PACKER AND BARR'S ADDITION TO THE <br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 409 NORTH RUBY STREET, GRAND ISLAND [Street,City], <br />Nebmska 68803 lap code] ( "Property Address "); <br />TOGETHER WI Ill all the improvements now or hereafter erected on the property, and all casements, appurtenances, and <br />fixtures new or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Loomment. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Burrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action requited of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebooka need of Trust - 2/91 <br />wcuanr1 Yuge 1 of 6 <br />uoenoxsr.vxx v /n /aaoo <br />