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(A) "Security Instrument" means this document, which is dated DECEMBER 20, 2002, together with all Riders to this document. (B) "Borrower" is JOSE NUNEZ CASTANEDA AND MARIA ESTHER NUNEZ, HUSBAND AND WIFE. Borrower is the tmstor under this Security Instrument. (C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. (D) "Trustee" is TICOR TITLE INSURANCE COMPANY. (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrutent. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flim, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated DECEMBER 20, 2002. The Note states that Borrower awes Lender SEVENTY -TWO THOUSAND AND 00 /100ths Dollars (U.S.$72,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 269 2017. (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." NEBRASKA Single Family -Fannie MaefF dle Mm UNIFORM INSTRUME 1 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 IN I N 11111 11111 11111 11111 1111 1111 / W Form 3028 1 /01 (page I q(13 pages) /f �`� m = f!t Y. A, G N � a l tr After Recording Remm To: i 1 rn r N n Decision One Mortgage Company, LLC --.'_. c, oN 6060 LA, Jones Drive, Suite 1000 Charlotte, North Carolina 28287 [Space Above This Line For Recording Daml Loan Number 2280021222030 ` .- MIN: 100077910000176137 DEED OF TRUST' DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated DECEMBER 20, 2002, together with all Riders to this document. (B) "Borrower" is JOSE NUNEZ CASTANEDA AND MARIA ESTHER NUNEZ, HUSBAND AND WIFE. Borrower is the tmstor under this Security Instrument. (C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. (D) "Trustee" is TICOR TITLE INSURANCE COMPANY. (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrutent. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flim, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated DECEMBER 20, 2002. The Note states that Borrower awes Lender SEVENTY -TWO THOUSAND AND 00 /100ths Dollars (U.S.$72,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 269 2017. (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." NEBRASKA Single Family -Fannie MaefF dle Mm UNIFORM INSTRUME 1 111111 11111 11111 11111 11111 11111 11111 11111 11111 11111 11111 IN I N 11111 11111 11111 11111 1111 1111 / W Form 3028 1 /01 (page I q(13 pages) /f �`�