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M I 1 rl <br />= n <br />i a c m <br />n i <br />Jne = N f I <br />i 1 <br />i I( Cn1 <br />1 <br />ReturnTO: Wells Fargo Bmrk National Association <br />P 0, Box 93380 <br />Albuquerque, NM 87199 -3380 <br />Loan 8 0032915545 <br />Prepared By: Home Equity Origination Caner <br />m <br />QA <br />r A <br />MAC X2405 -0IP <br />IHnme 1A 200214525 <br />DesnM.-ca. Laagib 50328 <br />Andrea langfoN 315- 221 -5888 7383 <br />ISWe Above This Line For Recording Merl <br />DEED OF TRUST <br />DEFINITIONS <br />C <br />rirn <br />N <br />V <br />3 <br />N <br />I� <br />C7 N <br />m <br />c a <br />z � <br />� m <br />� O <br />O T <br />T Z <br />x m <br />r- A <br />r � <br />N <br />x <br />u <br />N <br />N <br />O a <br />ry ti <br />O Y <br />O <br />N _A <br />N ry <br />VI <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instruments means this document, which is dated November 25, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is DANIEL M. LAU AND ANGELA M. LAU, HUSBAND AND WIFE, AS JOINT <br />TENANTS <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mae UsnFOBM WSTRIIMENT <br />� -btN &j lawsl ��L�/ <br />Pagel or lS Initwla'�J %) <br />Form 3438111 <br />c- <br />