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200214477 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />/�i ; Z (Seal) <br />MIc I. P RNEALE - Borrower <br />/kI d" 4 0. L4' (Seal) <br />MICHELLE D RHEALE - Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />normwsr <br />_ (Seal) <br />-B Dower <br />®-61NEt moose -o, rase is or is Form 3028 1/01 <br />