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200214474
<br />already collected from Borrower which exceeded pen of o I,mlts will be refunded to Borrower. Lender may choose to make
<br />this refund by reducing the principal Owed under the Noic ur hp making a direct payment to Borrower. If a refund reduces
<br />principal, the reduction will be treated as a partial peep,o narr without any prepayment charge (whether of not prepayment
<br />charge is provided for under the Note). Borrower's ac, Ill nce of any such refund made by direct payment to Borrower will
<br />constitute a waiver of any right of action Borrower to ighI hove arising out of such overcharge.
<br />15. Notices. All notices given by Burro " 'err of Le ider io connection with this Security Instrument must be in
<br />writing. Any notice to Borrower in connection with I S ci i u'iiy Instrument shall be deemed to have been given to Borrower
<br />when mailed by firstclass mail or when actually dclna t..lornnier' s notice address if sent by other means- Noticetoany
<br />one Borrower shall constitute notice to all Borrower unlusS Applicable Law expressly requires otherwise The notice
<br />address shall be the Property Address unless Borroe err nas designated a substitute notice address by notice to Lender.
<br />Borrower shall prom rtiy notify Lender of Borrower s orange of address. IfUnder specifies a procedure for reporting
<br />Borrower's change ofladdress, then Borrower shal10111 y report a change of address through that specified procedure- There
<br />maybe only one designated notice address under thi 'ns Instrument at anyone time. Any nonce ro Lender shall he
<br />given by delivering it or by running it by first class litol to Lenders address stated herein unless Lender has designated
<br />another address by notice to Borrower. Any, notice is mn..ecdon with this Secutily Instrument shall not be deemed to have
<br />been given to Lender until actually received by Lendc; 11 'env notice required bythis Security Instrument is also required
<br />under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security
<br />Instrument.
<br />16. Governing Law; Severability; Rules or Construction. This Security Instrument shall be governed by
<br />federal law and the law of the jurisdiction in which the If opei p- is located. All rights and obligations contained in this
<br />Security Instrument are subject to anyrequirements and l imitation, of Applicable Law. Applicable Law might expIfully or
<br />implicitly allow the parties to agree by court act or it might he silent, but such silence shall not be construed as a prohibition
<br />against agreement by contract. In the event that any pnrvlsiun or clause of this Security Instrument or the Now conflicts with
<br />Applicable Law, such conflict shall not affect other prov'nions of this Secm'iry Instrument or the Note which can be given
<br />effect without the conflicting provision.
<br />As used in this Security Into (a) words ell he mmoulitie gender shall mean and include corresponding neuter
<br />words or words of the feminine gender; (b) words in die singular shall mean and include the plural and vice versa: and (c) the
<br />word 'may" gives sole discretion without any oblig it[ .ot ai take any action.
<br />17. Borrower's Copy. Borrower shall be given one copy of Note and of this, Security Instrument.
<br />18. Transfer of the Property or a Benef iclal 1 uterest in Borrower. As used in this Section 18, 'Interest in the
<br />Property" means any legal or beneficial interest in the Property, including, but not linuted to, those beneficial interests
<br />transferred in a bond for deed, contract fir deed, installment scles contractor escrow agreement, the intent of which is the
<br />transfer of title by Borrower at a future date to a purl loser.
<br />If all or any part of the Property or any Intel rco; ui the Property is sold or transferred (or if Borrower is not a natural
<br />person and a beneficial interest in But is sold i eonstotal) without Lender's prior written consent, Lender may
<br />require immediate payment in full of all sums secrosd by firs Security Instrument. However, this option shall not be
<br />exercised by Lender if such exercise is prohibited I t ill —ilble Ll i
<br />If Lender exercises this option. Lender shill i icBorrower notice of acceleration. The notice shall provide a period
<br />ofnot less than 30 days from the date the notice is give -air, ircordance with Section 15 within which Borrower must pay all
<br />sums secured by this Security Instrument. if Borrower funs ui pay these sums prior to the expiration of this period. Lender
<br />may invoke any remedies permitted by this Seem try I..nn.mee without further notice or demand on Borrower.
<br />19. Borrower's Right to Reinstate After ieccleration. If Borrower meets certain conditions, Borrower shall
<br />have the right to have enforcement of this Security Ins....meta d ... cultured ofanytime prior to the earliest of.(a)five days
<br />before sale of the Property pursuant to any powe. of sale contained in this Security Instrument; (b) such other period as
<br />Applicable Law might specify for the termination orBorrowci sr rein m reinstate; or(c) entry of ajudgmeat enforcing this
<br />Security Instrument. Those conditions are that Borrower - (a) pugs Lender all sums which then would be due under this
<br />Security Instrumem and the No[e as if no occeleratiou had occurred', (b) cures any default of any other covenants or
<br />agreements; (c) pays all expenses incured
<br />in enforcing this Security Instrument, including, but not tilnhcd m, reasonable the fees, property inspection and
<br />valuation tees, and other fees incurred for tue purpose of pare «ting Lender's interest rest i she Property and rights under this
<br />, assure Security lnstrumenq and (d) takes such action as I <,iJer nrrv,atonally requite to assure that Lender's this St in the
<br />Property and rights under this Security Instrument, uuJ Bon ewer's obligation m pay the sums secured expenses Security
<br />instrument, shall continue unchanged Lender may reu ui re that Borrower pay such, einstatement sums and expenses in one
<br />or more of[he followingforms , as selected by Lender ai ech:Oc moneyorder -,(ycertifiedcheck,bankcheck, treasurer's
<br />check or cashier's check, providal any such check i, drmvn upon er institution re whose deports are insured is a federal
<br />agency, instrumenmlity or entity: or (d) Electronic i -ands "I'runsver- Upon reinstatement by Borrower, this Security
<br />Instrument and obligations secured herebyshall rem:dn fully
<br />Cave if no acceleration had oecurted. However, this right
<br />m reinstate shall no[ apply in the case of acceleration under Ssdon l8.
<br />20. Sale Note; Changer) Loan sold on, o Notice of Grievance. The Note or a rrowe interest in the Note
<br />(together with this Seem rity Iwo as the "can be sold one or more times without prior notice to Borrower. te sale might result
<br />Ina change in the entity (known as the "Loan Servicer'i shat collects Periodic Payments due under the cent, and n this Security
<br />Instrumentand performs other martgageloans. sot till scionsunderlatedwathis SftheNote.I therand Applicable
<br />Law. There also might be are or more changes e the Y.nm lcrvicla unrelated to il salee t the Note. If there is u change of
<br />the Loan Service., Borrower will be given written notice of the change which will state the name and address of the new
<br />Loan Servicer, the address to which payments should I e aced, and any other information RESPA reryires in crmnution with
<br />a notice of transfer of servicing If the Note is sold u,d .I:e.cctcr me Loan is serviced by a Loan Servicer other than the
<br />purchaser of the Note, the mortgage loan servicing .r)h,at.ons to Borrower will remain with the Loan Servicer or be
<br />transferred to a successor Loan Servicer and are not asumcd by the Note purchaser unless otherwise provided by the Note
<br />purchaser.
<br />Neither Borrower nor Lender may commence loin, or he joined to anyjudicial action (as either an individual
<br />litigant or the member offer class) that arises from the o1 her party' S actions pursuant to this Security Instrument or that alleges
<br />that the other party has breached any provision of I r any duty owed by reason of, this Security Instrument, until such
<br />Borrower or Lender has notified the other party (with,uch notice, o wen in compliance with the requirements oSection 15)
<br />of such alleged breach and afforded the other party he.eto it reasonable Period after the giving of such notice to take
<br />correcti ve action. If Applicable Law provides a time period which m List elapse before certain action can be taken, that time
<br />period will be deemed to be reasonable for purposes nttilln paragraph. The notice of acceleration and opportunity to cure
<br />given to Borrower purs rant to Section 22 and the notice ofacceleranOil given to Borrower pursuant to Section I8 shall he
<br />deemed to satisfy the notice and opportunity to take c, io lve action provisions of this Section 20.
<br />21. Hazardous Substances. As used in :his Secrlon 21: (a) "Hazardous Substances" are those substances
<br />defined as toxic or hazardous substances, pollutants, of ic.._ucs by Environmental Law and the following substances. gasoline,
<br />kerosene, other flammable or toxic petroleum pmodors, toxic pesticides and herbicides, volatile solvents, materials
<br />containing asbestos or formaldehyde, and radioactive marerills; (I))'Environnental Law" means federal laws and laws of
<br />the jurisdiction where the Property is located that rekle to health, safety or environmental protection; (c) "Environmental
<br />Cleanup" includes any response action, remedial action. or removal action, as defined in Environmental Law: and (d) an
<br />"Environmental Condbar" means a condition that can coot, contribute m, or otherwise it an Env untoward Cleanup.
<br />NEBRASKA - Single Famly— FannieNacFreddie Nat.ONit(IIi_NI INS111MFN'1' F.003028 1 /0](page Gnfdpogev/
<br />9754 CV tact I6,1217
<br />60 Rai aaJW 9L
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