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Z, <br />s� <br />a. <br />a n C' <br />T or <br />O <br />S <br />,cr <br />N <br />O 'n <br />Gy <br />� <br />o <br />r a <br />w <br />N <br />° <br />After Recording Return To: <br />Fiir <br />CO <br />CHERRY CREEK MORTGAGE CO., INC. <br />3300 E. 1ST AVENUE, SUITE 460 <br />DENVER, COLORADO 80206 <br />— [Space Above This Line For Recording Data] <br />Loan Number <br />166001/5 <br />MERS <br />Number <br />100030200166001154 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rates regarding the usage of words used in this document are also provided in <br />Section l6. <br />(A) "Security Instrument" means this document, which is dated DECEMBER 23, 2002, together with all <br />Riders to this document. A SINGLE MAN <br />(B) "Borrower" is DENNIS J. WALTHER. Borrower is the tmstor under this Security Instrument. <br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized acrd <br />existing under the laws of COLORADO. Lender's address is 3300 E. IST AVENUE, SUITE 460, <br />DENVER, COLORADO 80206. <br />(D) "Trustee" is TTrnR TTTT.R TN.CrTRANC`R COMPANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, let. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated DECEMBER 23, 2002. The Note stales <br />that Borrower owes Lender THIRTY -NINE. THOUSAND AND 00 /100ths Dollars (U.S.$39,000.00) plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not <br />later than JANUARY 1, 2033. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />n ",. "we, ma. "is <br />NP <br />NEBRASKA -&ogle F oah- Fauoie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page I ofl3 page,) <br />