b
<br />('Borrower'). The trustee is FIDELITY NATIONAL TITLE INSURANCE COMPANY
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. (`MFRS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigre). MERS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is organized and existing render the laws of THE STATE OF COLORADO , and whose address is
<br />3300 E. 1ST AVE., SUITE 460 DENVER, 3300 E. 1ST AVE., SUITE 460 80206
<br />( "Lender "). Borrower owes Tender the principal sum of
<br />EIGHTY -FIVE THOUSAND EIGHT HUNDRED SIXTY -NINE AND 00 /100
<br />Dollars (U.S. $ 85, 869.00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />JANUARY 1, 2033 This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, Irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF.
<br />which has the address of 311 WEST 18TH STREET, GRAND ISLAND Isveo, Ciryl,
<br />Nebraska 68801 [Zip Code] ("Property Address");
<br />TOO ETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not ]muted to, releasing or canceling this Security Instrument.
<br />FHA Nebraska need of Tease - 2191
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<br />When Recorded Mail To:
<br />CHERRY CREEK MORTGAGE CO.,
<br />INC
<br />3300 E. 1ST AVE., SUITE
<br />460
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<br />For Recording Da1.1
<br />KIRKPATRICK
<br />LOAN NUMBER:
<br />16600114
<br />DEED OF
<br />TRUST
<br />T03
<br />„�s 0 030200166001147
<br />'THIS DEED OF TRUST ( "Security Instwneut ") is made on
<br />DECEMBER
<br />17, 2002
<br />, among the grantor
<br />STEVEN KIRKPATRICK AND
<br />DAYNA KIRKPATRICK,
<br />HUSBAND AND
<br />WIFE
<br />('Borrower'). The trustee is FIDELITY NATIONAL TITLE INSURANCE COMPANY
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. (`MFRS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigre). MERS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is organized and existing render the laws of THE STATE OF COLORADO , and whose address is
<br />3300 E. 1ST AVE., SUITE 460 DENVER, 3300 E. 1ST AVE., SUITE 460 80206
<br />( "Lender "). Borrower owes Tender the principal sum of
<br />EIGHTY -FIVE THOUSAND EIGHT HUNDRED SIXTY -NINE AND 00 /100
<br />Dollars (U.S. $ 85, 869.00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />JANUARY 1, 2033 This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, Irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF.
<br />which has the address of 311 WEST 18TH STREET, GRAND ISLAND Isveo, Ciryl,
<br />Nebraska 68801 [Zip Code] ("Property Address");
<br />TOO ETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not ]muted to, releasing or canceling this Security Instrument.
<br />FHA Nebraska need of Tease - 2191
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