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y( <br />I'7 <br />After Recortling Return To: <br />First Mortgage Company, L.L.C. <br />7501 "O" Street - Ste 100 <br />Lincoln, NE 68510 <br />[Space Above This Line For Recording <br />DEED OF TRUST <br />DEFINITIONS <br />MIN 100016200000011508 <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "SECURITY INSTRUMENT" means this document, which is dated December 18, 2002 <br />,together with all Riders to this document. <br />(B) "BORROWER" is Kevin W. Martin and Kathy A. Martin, Husband and Wife <br />Borrower is the truster under this Security Instrument. <br />(C) "LENDER" is First Mortgage Company, L.L.C. Lender is an Oklahoma Limited Liability Company <br />organized and existing under the laws of The State of Oklahoma. <br />Lender's address is P.O.Box 2158, Omaha, Nebraska 68103 -2158. <br />Lender is the beneficiary under this Security Instrument. <br />(D) 'TRUSTEE" is John Q. Bachman, Attorney At Law <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has <br />an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "NOTE" means the promissory note signed by Borrower and dated December 18, 2002 <br />The Note states that Borrower owes Lender Fifty Thousand Dollars and no /100 <br />Dollars (U.S. $ 50, 000.00 ), plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in <br />full not later than January 1, 2018 <br />(G) "PROPERTY" means the property that is described below under the heading 'Transfer of Rights in <br />the Property." <br />(H) "LOAN" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "RIDERS" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower[check box as applicable]: <br />NEIRUSK - Single Family— FANNIE MPE /NUSxIE MPC UNIFORM INSTRUMENT <br />(pap. 1.11. Ray s.) <br />i) <br />Initials: <br />TT <br />TT <br />T <br />2 <br />A <br />n <br />n <br />z <br />n <br />s <br />m <br />m <br />D <br />CJ <br />o <br />p <br />LM <br />N <br />O <br />19 <br />m <br />z <br />N pp <br />r <br />N <br />a <br />After Recortling Return To: <br />First Mortgage Company, L.L.C. <br />7501 "O" Street - Ste 100 <br />Lincoln, NE 68510 <br />[Space Above This Line For Recording <br />DEED OF TRUST <br />DEFINITIONS <br />MIN 100016200000011508 <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "SECURITY INSTRUMENT" means this document, which is dated December 18, 2002 <br />,together with all Riders to this document. <br />(B) "BORROWER" is Kevin W. Martin and Kathy A. Martin, Husband and Wife <br />Borrower is the truster under this Security Instrument. <br />(C) "LENDER" is First Mortgage Company, L.L.C. Lender is an Oklahoma Limited Liability Company <br />organized and existing under the laws of The State of Oklahoma. <br />Lender's address is P.O.Box 2158, Omaha, Nebraska 68103 -2158. <br />Lender is the beneficiary under this Security Instrument. <br />(D) 'TRUSTEE" is John Q. Bachman, Attorney At Law <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has <br />an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "NOTE" means the promissory note signed by Borrower and dated December 18, 2002 <br />The Note states that Borrower owes Lender Fifty Thousand Dollars and no /100 <br />Dollars (U.S. $ 50, 000.00 ), plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in <br />full not later than January 1, 2018 <br />(G) "PROPERTY" means the property that is described below under the heading 'Transfer of Rights in <br />the Property." <br />(H) "LOAN" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "RIDERS" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower[check box as applicable]: <br />NEIRUSK - Single Family— FANNIE MPE /NUSxIE MPC UNIFORM INSTRUMENT <br />(pap. 1.11. Ray s.) <br />i) <br />Initials: <br />0401147 <br />c- <br />�O <br />