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200214460 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms mid covenants contained in this <br />Adjustable Rate Rider. <br />DANIEL J KENNEDYor'rwer <br />Borrower <br />"-* ✓� (Seal) <br />L KENNEDY - ROrrower <br />- tlorrower <br />_(Seal) (Seal) <br />- B.'—er - Borrower <br />- Borrower - tlorrower <br />229310 <br />CV 22N (0008) <br />Fp]e 4 <br />of 4 <br />Farm <br />3111 1101 <br />