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200214441 <br />BY SIGNING BELOW, Borrower accepts and agrees to the tears and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />AN MREA - Bbrrnwcr <br />j2 (Seal) <br />0 -.. <br />LORI J READY Borrower <br />(Seal) (Seal) <br />_ <br />-Borrower - oaower <br />(Seal) (Seal) <br />- Borrower _ _ - Borrower <br />(Seal) (Scal) <br />- Borrower - Borruwer <br />Initialsa ppp J1 <br />oft4(na) (o.a) Page 14 of 15 Form 3028 1/01 <br />