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200214400 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />(Sea]) <br />- Borrower <br />O <br />J <br />4Wal) <br />LIUS - Borrower <br />— (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />BOfroWCf <br />_ (Seal) <br />- Bnrrawer <br />Mi 61NE1 w ,,s , Pate is one Form 3028 1101 <br />