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200214399 <br />BY SIGNfNG BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />1 I ice, (Seal) fit_ 2i7L -�� //� S_�����"1 (Seal) <br />J G SIMONS - Borrower KENNETH R SIMONS - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />- Borrower <br />- Borrower <br />- Borrower <br />17247175 17247175 <br />(=.I 99R (0009) Page 5 of 5 <br />