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200214356 <br />BY SIGNING BELOW, Borrower accepts and agrees to the teens and covenants contained in this Adjustable Rate <br />Rider. <br />42—A,= � (SCa[) <br />Rodney Ljjt S a - Borrower <br />- Borrower <br />- Borrower <br />- Borrower <br />(Seal) <br />M rcia Ann Shada - Borrower <br />- Borrower <br />- Borrower <br />- Borrower <br />Six Month Adjustable Rate Rider -Prime First (Page 3 of3) <br />xol',. n .1)a <br />