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Space Above This Line For Recording Dalai r van ayl, xrustee `- DEED OF TRUST Loan Number: SPT21116 Parcel Number: vl DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) `Security Instrument" means this document, which is dated December 13, 2002 together with all Riders to this document. (B) "Borrower" is Sandra F. Van Zyl, Trustee for the Sandra F. Van Zyl Revocable Trust under the Trust Agreement dated September 3, 1998 Borrower is the truster under this Security Instrument. (C) "Lender" is Five Points Bank Lender is a Commercial Bank organized and existing under the laws of Nebraska .Lender's address is P.O. Box 1507 Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank (E) "Note" means the promissory note signed by Borrower and dated December 13, 2002 The Note states that Borrower owes Lender Eighty Thousand And 00 /100 Dollars (U.S. $ 80,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Propery." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBR,ISR -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT necwari (rage 1 off2 peg a«nlnar.vrx 12/01 /2000 Fnrm 3028 1 /111 .c -C c O r O ran � r k N Ca —i m O eV M cn C After Recording Return To Q �` a C N V to N N y� 200214272 Space Above This Line For Recording Dalai r van ayl, xrustee `- DEED OF TRUST Loan Number: SPT21116 Parcel Number: vl DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) `Security Instrument" means this document, which is dated December 13, 2002 together with all Riders to this document. (B) "Borrower" is Sandra F. Van Zyl, Trustee for the Sandra F. Van Zyl Revocable Trust under the Trust Agreement dated September 3, 1998 Borrower is the truster under this Security Instrument. (C) "Lender" is Five Points Bank Lender is a Commercial Bank organized and existing under the laws of Nebraska .Lender's address is P.O. Box 1507 Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank (E) "Note" means the promissory note signed by Borrower and dated December 13, 2002 The Note states that Borrower owes Lender Eighty Thousand And 00 /100 Dollars (U.S. $ 80,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Propery." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBR,ISR -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT necwari (rage 1 off2 peg a«nlnar.vrx 12/01 /2000 Fnrm 3028 1 /111