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a <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />N <br />ni y m <br />N <br />n <br />t, 0 = <br />cM1 N o T <br />O <br />Q- <br />r2 <br />N <br />c O <br />m <br />r <br />M <br />N <br />C <br />CO) <br />G <br />! j <br />5 <br />i % 11 I i <br />200214263 <br />[Space <br />Above This Line For Recording Data] <br />DEED OF TRUST <br />C <br />DEFINITIONS <br />Words used in multiple sections ofrhis documentare defined below and other words aredefined in Sections 3, 11, 13. 18.20 <br />and 21. Certain rules regarding the usage of words uscl m this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 13th 2002 - together with <br />all Riders to this document. <br />IB) 'Borrower" is Terry G Buller and Pamela K Buller, as husband and wife <br />Borrower is the tmsta under this Security Instrument <br />(C) "Lender" is United Nebraska Bank . Lender <br />is eCor oration _ organized and existing under the laws of the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) 'Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 <br />(E) "Note" means the promissory note signed by Borrower and dated December 13th 2002. __ The Note <br />states that Borrower owes Lender One Hundred'Fwelve Thousand 'I wo Itundred and 00 /100 <br />Dollar, (U -S- $11220000 ) plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1, 2018 <br />(F) "Property" means the property that is described below antler the heading "Transfer of Rights in the Property ". <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note. and all sums due under this Secaits Instrument, plus interest. <br />(H) " Riders" means all Riders to this Security Instrument tlat am executed by Borrower. Thefollowing Ridersarcmhe <br />executed by Borrower [check box as 2pplicuhlel: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ 011ie, (s)[specify] <br />(1) "`Applicable Law" means till coroolltn, applicable federal, sane and local statutes, regulations, ordinances and <br />administrative rules and orders (that have theefkct otlaw) as well as all applicable final, non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" moans all dues, fees, assessments and other charges that am <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic inshumen4 contpmer, or mag n is tape <br />so as to order, instrucror aurhorizc a financial institution to dchitor credit an account. Such term includes, but is not limited <br />lo, point -ot -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire vunsters.:nd <br />automated clearinghouse transfer. <br />(L) "Escrow Items" means those Items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" incurs any compensation, settlement, award ol danages. or proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages ics¢ihrd in Section 5) fin: (I) damage m, or destruction ot, <br />the Property: (it) condemnation or other taking of a II or any part of the PI opel ty; (iii) conveyance in her ofcondemnztiom or <br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property . <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) " Periodic Puymeal" means lhu eogularly schelued amuum due lhr (i) principal and interest under the Note, plus (i) <br />anyamounts tinder .Section 3 otrhis Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U -S.C. §+2601 et sec -) and its implementing regulation. <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, of any additional orsuccesser legislation <br />NEHHAsKA- -SinglePoway— F,n,ic MudFr Jdic Mve ONIFORMINSTRUMENI Forn.3a28 1 /01 1 ,IS ..hr.'.. <br />91541 V 1110:1 162794'_ <br />1.09UM1NN111a <br />