|
(A) "Security Instrument" means this document, which is dated D E C F M B E R 17 . 2 0 0 2 , together with all Riders to this
<br />document.
<br />(B) "Borrower "is ROBIN E_ G6 YNN_ A SINGLE PERSON
<br />orrower is 1 e truster un er t Is ecunty nstrurnenl.
<br />(C) "Lender "is PLATTE VALLEY STATE BANK & TRUST CO Lender is a__
<br />,._..... - a. -1 n,T I e it —
<br />NEBRASKA en "er3a Less
<br />ecunty nsirumen.
<br />(D) "Trustee "is C 0 M M E R C I A I FEU E R A I BANK A FEDERAL SAVINGS BANK _
<br />(E) "Note" means the promissory note signed b Borrower and dated O E C E M b E R 1 7 2 0 0 2 The Not. stales that
<br />Borrower owes Lender SIXTY ONE THOUSAND EIGHT H N D R E 0 ElG ND NO /100
<br />o ars pus Interest.
<br />RnrmwAr has nromised to Dav 1 is ebt In reqular Periodic Payments and to pay the debt in full not later than
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and
<br />all sums due under this Security Instrument, plus Interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />Borrower [check box as applicable]:
<br />❑Adjuetablo Rare Rltler ❑ Condominium Rider
<br />❑ BRIIBOn FIRST ❑ Planned Unit Development Rider
<br />❑ 1 -4 Farnlly Rider FE VA Rider
<br />L] Second Home go.,
<br />❑ Offmga) jspecity] _
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative
<br />rules and orders (that have the effect of law) as well as all applicable final, non- appealable judicial opinions.
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condornimum association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer.( funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which Is Initiated through an electronic terminal, telephonic Instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point- obsale
<br />transfem, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />SM) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />tot her than insurance pproceeds paid under the coverages described in Section 5) for (i) damagge to, or destruction of, the Property'.
<br />hi) condemnation or othor taking of all or any part of the Property, (iii) conveyance in Iou of con( ernnatioa, or Qv) misrepresentations
<br />of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan
<br />(0) "Periodic Payment" means the regularly scheduled amount duo for (i) principal and Interest under the Note, plus gl) any
<br />amounts under Section 3 of this Security Instrument.
<br />((P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S C. 112601 et soq ) and its implementing regulation,
<br />iiegulatiun X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successur legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not quality as a "federally related
<br />mortgage loan" under RESPA.
<br />(Q) "Successor In Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations undor the Nom and /orthls Security Instrument
<br />THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT
<br />OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT.
<br />AFTER RECORDING RETURN TO:
<br />PLATTC VALLEY STATE BANK & 1RUST CO
<br />MORTGAGE Lf1AN DEPARTMENT
<br />2223 SECOND AVE
<br />KEARNEY. NE 68847
<br />NEBRASKA - Single Family -FenNe MedFni,ol Mec UNIFORM INSTRUMENT Farm 3e39 110 (Rug.1 al ] pegrs)
<br />r
<br />o
<br />n m
<br />n \�y
<br />O
<br />T
<br />N fn
<br />A V±
<br />r
<br />A,
<br />°
<br />200214260 { 1
<br />��
<br />C9
<br />I
<br />N
<br />o
<br />[Space Above This Line For Recording Data]--
<br />-
<br />�
<br />DEED OF TRUST
<br />��'
<br />DEFINITIONS
<br />t7
<br />�
<br />Brill
<br />Words used in multiple sections of this document are defined below and other wards are defined
<br />in Sections
<br />3, 11, 13,
<br />18, 20 and 21
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated D E C F M B E R 17 . 2 0 0 2 , together with all Riders to this
<br />document.
<br />(B) "Borrower "is ROBIN E_ G6 YNN_ A SINGLE PERSON
<br />orrower is 1 e truster un er t Is ecunty nstrurnenl.
<br />(C) "Lender "is PLATTE VALLEY STATE BANK & TRUST CO Lender is a__
<br />,._..... - a. -1 n,T I e it —
<br />NEBRASKA en "er3a Less
<br />ecunty nsirumen.
<br />(D) "Trustee "is C 0 M M E R C I A I FEU E R A I BANK A FEDERAL SAVINGS BANK _
<br />(E) "Note" means the promissory note signed b Borrower and dated O E C E M b E R 1 7 2 0 0 2 The Not. stales that
<br />Borrower owes Lender SIXTY ONE THOUSAND EIGHT H N D R E 0 ElG ND NO /100
<br />o ars pus Interest.
<br />RnrmwAr has nromised to Dav 1 is ebt In reqular Periodic Payments and to pay the debt in full not later than
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and
<br />all sums due under this Security Instrument, plus Interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />Borrower [check box as applicable]:
<br />❑Adjuetablo Rare Rltler ❑ Condominium Rider
<br />❑ BRIIBOn FIRST ❑ Planned Unit Development Rider
<br />❑ 1 -4 Farnlly Rider FE VA Rider
<br />L] Second Home go.,
<br />❑ Offmga) jspecity] _
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative
<br />rules and orders (that have the effect of law) as well as all applicable final, non- appealable judicial opinions.
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condornimum association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer.( funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which Is Initiated through an electronic terminal, telephonic Instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point- obsale
<br />transfem, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />SM) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />tot her than insurance pproceeds paid under the coverages described in Section 5) for (i) damagge to, or destruction of, the Property'.
<br />hi) condemnation or othor taking of all or any part of the Property, (iii) conveyance in Iou of con( ernnatioa, or Qv) misrepresentations
<br />of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan
<br />(0) "Periodic Payment" means the regularly scheduled amount duo for (i) principal and Interest under the Note, plus gl) any
<br />amounts under Section 3 of this Security Instrument.
<br />((P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S C. 112601 et soq ) and its implementing regulation,
<br />iiegulatiun X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successur legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not quality as a "federally related
<br />mortgage loan" under RESPA.
<br />(Q) "Successor In Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations undor the Nom and /orthls Security Instrument
<br />THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT
<br />OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT.
<br />AFTER RECORDING RETURN TO:
<br />PLATTC VALLEY STATE BANK & 1RUST CO
<br />MORTGAGE Lf1AN DEPARTMENT
<br />2223 SECOND AVE
<br />KEARNEY. NE 68847
<br />NEBRASKA - Single Family -FenNe MedFni,ol Mec UNIFORM INSTRUMENT Farm 3e39 110 (Rug.1 al ] pegrs)
<br />
|