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20021(4192 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1-4 Family Rider. p <br />(Seal) (Seal) <br />MARIL S H RHOFF - Borrower -Bcoo ar, <br />Boaower <br />- Barrnwer <br />— (Seal) _- _ _ _ (Seal) <br />- BOaower - Borrower <br />- Borrower <br />- Borrower <br />M-5)H 100081 Page 4 of 4 Form 3170 1/01 <br />i <br />+ i <br />